Mortgage Protection Insurance
Mortgage protection insurance is a simple life insurance policy designed to help your family pay off or keep up with your home loan if something happens to you. If you pass away, become seriously ill, or are unable to work, the policy provides a benefit your loved ones can use to cover the mortgage so they can stay in the home you worked hard to provide.
What It Covers
Mortgage protection helps cover your monthly mortgage payments or pays off the remaining balance of your home loan in the event of death, terminal illness, or, with certain plans, disability or job loss. The benefit goes to your family so they can keep the home without falling behind.
What It Cost
Premiums vary based on your age, health, coverage amount, and the length of your mortgage. Many homeowners qualify for plans starting at around $25 to $80 per month. Rates are locked in, and most plans require no medical exam to apply.
Register Here
Fill out the form below to request information from a licensed agent about mortgage
protection options that may be available to you.
Privacy Policy
Last updated: April 24, 2026
Mortgage Protection Help ("Mortgage Protection Help," "we," "us," or "our") operates this website to provide consumers with information about mortgage protection insurance and to connect interested visitors with licensed insurance agents. This Privacy Policy describes the types of information we collect through this website, how we use and disclose that information, the choices available to you, and your rights, including rights granted to California residents under state law. By using this website or submitting any information through it, you acknowledge that you have read and understand this Privacy Policy.
Information We Collect
Information you provide. When you complete and submit our contact form, we collect the personal information you choose to provide. This typically includes your full name, email address, mailing address, telephone number, and date of birth, along with any additional information you elect to share. You may also send us information by email or other communications, and we will collect whatever you choose to include.
Automatically collected information. When you visit the website, we and our service providers may automatically collect certain technical information about your device and visit, such as your Internet Protocol (IP) address, browser type and version, operating system, referring and exit pages, the pages you view on our website, the date and time of your visit, and approximate geographic location derived from your IP address.
Cookies and similar technologies. Our website uses cookies, pixel tags, web beacons, and similar technologies to help operate the site, remember your preferences, measure traffic, document the consent you provide on our forms, and support our marketing. You can control cookies through your browser settings; however, disabling cookies may affect how parts of the site work for you.
How We Use Your Information
We use the information we collect to:
Respond to your request and connect you with one or more licensed insurance agents, brokerages, or insurance carriers who can provide quotes and information about mortgage protection insurance and related insurance products;
Communicate with you about your inquiry by telephone (including calls placed using automatic telephone dialing systems and pre-recorded or artificial voices), SMS or text message (message and data rates may apply), email, and postal mail, consistent with the consent you provided on our form;
Operate, maintain, secure, and improve the website and our services;
Detect and prevent fraud, unauthorized activity, and other misuse of the website;
Comply with applicable laws, regulations, and legal process, and to protect our rights and the rights of others; and
For other purposes you authorize or that are described to you at the time of collection.
How We Share Your Information
When you submit a request through our form, you authorize us to share the information you provide with one or more independent licensed insurance agents, agencies, brokers, or carriers (collectively, our "Marketing Partners") so that they can contact you about mortgage protection and related insurance products. The number of Marketing Partners that may receive your information is not limited and can vary based on your location and the products you may be eligible for. Each Marketing Partner is responsible for its own use of your information, including any further sharing it may conduct under its own privacy policy.
We may also share information:
With service providers that perform functions on our behalf, such as website hosting, analytics, email delivery, telephone and SMS routing, customer support, fraud prevention, and consent recordkeeping;
With professional advisors, including lawyers, accountants, and auditors, when reasonably necessary;
With government authorities, regulators, or other third parties when required by applicable law, subpoena, court order, or other legal process, or to protect our rights, property, or safety, or the rights, property, or safety of others;
In connection with a merger, acquisition, financing, reorganization, sale of assets, or similar corporate transaction, in which case information may be transferred to the successor or acquiring entity; and
With your consent or at your direction.
Your Choices
Marketing communications. You may opt out of receiving marketing communications from us at any time. To stop SMS or text messages from us or our Marketing Partners, reply STOP to any such message. To stop marketing emails, click the unsubscribe link in any marketing email. To stop telephone calls, you may ask the caller to remove you from their list. You may also contact us at the email address listed below to request that we remove your information from our marketing database. Opting out of marketing will not affect any insurance services or policies you have obtained from a Marketing Partner.
Cookies. Most browsers let you refuse to accept cookies or remove cookies you have already received. You can also use browser-based opt-outs offered by analytics providers if you wish to opt out of analytics tracking.
Do Not Call and Consent to Contact
By submitting your information through our form, you provide your prior express written consent to be contacted at the telephone number(s) and email address you provided, including any wireless or mobile number, by Mortgage Protection Help and our Marketing Partners using automatic telephone dialing systems, pre-recorded or artificial voice messages, SMS/text messages, and emails, even if your number appears on a corporate, state, or federal Do Not Call list. You understand that this consent is not required as a condition of purchasing any product or service and that you may revoke this consent at any time through the methods described in the "Your Choices" section above.
Data Retention
We retain personal information for as long as is reasonably necessary to fulfill the purposes for which we collected it, including to provide our services, comply with applicable legal, accounting, or reporting obligations, resolve disputes, enforce our agreements, and document the consent you have provided.
Children's Privacy
Our website is intended for adults age 18 and older. We do not knowingly collect personal information from children under 13, and our forms are not directed to children. If you believe a child has provided personal information to us, please contact us so that we can delete it.
Third-Party Websites
The website may contain links to websites operated by Marketing Partners and other third parties. We are not responsible for the privacy practices of those third parties. We encourage you to read the privacy policies of any website you visit.
California Privacy Rights
This section provides additional information for California residents under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (collectively, the "CCPA").
Categories of personal information we collect
In the past twelve (12) months, we have collected the following categories of personal information about California residents:
Identifiers, such as name, postal address, email address, telephone number, IP address, and other similar identifiers;
Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)), such as name, address, and telephone number;
Protected classification characteristics, such as age and date of birth;
Commercial information, such as records of products or services you have requested information about;
Internet or other similar network activity information, such as browsing information and interactions with our website; and
Geolocation data, derived from IP address.
We do not knowingly collect or process "sensitive personal information" as defined under the CCPA for purposes of inferring characteristics about you.
Sources of personal information
We collect personal information directly from you when you submit our form or otherwise contact us, automatically from your device when you use the website, and from our service providers and Marketing Partners.
Business and commercial purposes for collection and disclosure
We collect and disclose personal information for the business and commercial purposes described in the "How We Use Your Information" and "How We Share Your Information" sections above, including providing our services, connecting you with Marketing Partners, marketing and advertising, maintaining and securing the website, and meeting legal obligations.
Categories of recipients
We disclose personal information to Marketing Partners (licensed insurance agents, agencies, brokers, and carriers), service providers, professional advisors, government authorities when required, and parties to corporate transactions, as described above.
Sale or sharing of personal information
The CCPA defines "sale" and "sharing" broadly. The disclosure of your contact information to one or more Marketing Partners so they can contact you about mortgage protection insurance may be considered a "sale" or "sharing" of personal information under California law, even though we do not receive monetary payment for the disclosure. California residents have the right to opt out of the sale or sharing of their personal information. To exercise this right, see the "How to Exercise Your California Rights" section below or use any "Do Not Sell or Share My Personal Information" link we make available on the website.
We do not knowingly sell or share the personal information of consumers under 16 years of age.
Your California rights
Subject to certain exceptions, California residents have the right to:
Know what personal information we have collected, used, disclosed, and sold or shared about them, including the categories and specific pieces of personal information;
Delete personal information we have collected from them;
Correct inaccurate personal information we maintain about them;
Opt out of the sale or sharing of their personal information;
Limit the use and disclosure of sensitive personal information (to the extent we ever process such information for purposes that would be subject to this right); and
Non-discrimination for exercising any of these rights. We will not deny services, charge different prices, or provide a different level or quality of services because you exercised your CCPA rights.
How to exercise your California rights
To exercise your right to know, delete, correct, or opt out of the sale or sharing of your personal information, please email us at [email protected] with the subject line "California Privacy Request" and describe the right you are exercising. We will need to verify your identity before responding to your request, which may involve asking you to confirm information we already have on file. You may also designate an authorized agent to make a request on your behalf, in which case we will require written proof of the agent's authority and may still verify your identity directly.
We will respond to verifiable consumer requests as required by the CCPA, generally within 45 days of receipt, with the possibility of an additional 45-day extension if reasonably necessary and we provide notice of the extension.
Shine the Light
California Civil Code Section 1798.83 permits California residents to request information about our disclosures of certain categories of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at the email address above.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page indicates when it was last revised. If we make material changes, we will post the updated Privacy Policy on this page and, where required by law, provide additional notice. Your continued use of the website after the effective date of any update constitutes your acceptance of the revised Privacy Policy.
© 2026 Mortgage Protection Help. All rights reserved.
Privacy Policy